How to Get 10% Cash Back on All Your Holiday Shopping
The bedlam of Black Friday is behind us, Cyber Monday is here, and the holiday shopping crunch is officially on. The average American plans to spend about $806 on holiday gifts for the 2015 season,...
View ArticleLike It or Not, a Secured Credit Card Might Be the Key to Rebuilding Your Credit
If you’re trying to improve damaged credit but getting nowhere, you may find yourself with this common conundrum: You’re ready to fix your past mistakes, but no one will give you a new account and a...
View ArticleClik here to view.
Eight Gifts That Literally Keep on Giving
When the vast majority of your family members already “have it all,” finding thoughtful and useful gifts for the holidays can seem almost impossible. And I don’t know about you, but I hate buying gifts...
View ArticleAlmost Half of Millennials Experience Chronic Stress Over Money
From a ballooning student-loan bubble to a depressed job market, millennials have plenty of reasons to worry about money. And according to the “Better Money Habits Millennial Report” by Bank of America...
View ArticleClik here to view.
Credit vs. Debit: Which Card Should You Use Online?
In case you hadn’t heard, most banks and businesses began transitioning their credit cards and credit card terminals away from magnetic stripes and toward EMV technology on Oct. 1st of this year. Also...
View ArticleClik here to view.
Five Stores With the Best Return Policies for Holiday Shopping
While finding the best price on holiday gifts is always a smart idea, there are times when paying bottom dollar can actually cost you money. Sticker price aside, a crappy or unfair return policy can...
View ArticleClik here to view.
Eight Gifts People Don’t Throw Away
When it comes to giving and receiving gifts, they say it’s the thought that counts. Unfortunately, good intentions can’t drown out the silence that fills a room after someone opens a gift that’s not...
View ArticleClik here to view.
10 Work-From-Home Jobs for 2016
Just a few decades ago, the vast majority of work-at-home job opportunities were far from profitable. And before the dawn of the Internet, it was much harder to sort through the scams and the real...
View ArticleClik here to view.
How Women Can Close the Retirement Savings Gap
As a recent Vanguard study showed, men have approximately 50% more money saved for retirement than women. Shocked and saddened by this, I wanted to dig a little deeper. Not only did I want to know why...
View ArticleClik here to view.
The Cost of Christmas 2015
Imagine you’re a family of four who just bought their first house, and you’re getting ready to celebrate your first Christmas in your new home. You’re planning to pick up a tree and decorations, shop...
View ArticleClik here to view.
10 Worst States for College Affordability
While it’s true that around 85% of students receive financial aid at public, four-year institutions, that number offers a deceptively optimistic view of college affordability. The truth is, the amount...
View ArticleClik here to view.
10 Things You Should Never Pay For
When it comes to getting ahead financially, there are two main schools of thought. One says we should pick up a side hustle, take on a part-time job, or climb the corporate ladder to earn as much money...
View ArticleClik here to view.
Using Credit Card Rewards to Pay Off Student Loans
Pursuing cash back and travel rewards is an easy way to save money on family vacations, fun adventures, and educational trips. But did you know you could use credit card rewards to pay off student...
View ArticleClik here to view.
Seven Things Everyone Should Know About Their Money
While watching a snippet of the Dr. Phil Show the other day, I heard a monologue that related intimately to personal finance. “You cannot change what you do not acknowledge,” snipped Dr. Phil, who was...
View ArticleClik here to view.
The First Step Out of Debt
Anyone living with a mountain of debt knows that getting into debt is an absolute breeze. But digging your way out? Now, that’s the hard part. Most of the time, something drastic has to happen for us...
View ArticleClik here to view.
How Much Should You Spend on Your Pet?
Fluffy and Fido cost a pretty penny, according to a recent report from the American Pet Products Association (APPA). After crunching the numbers, the APPA projected that Americans will spend an...
View ArticleShould You Co-Sign a Credit Card for a Family Member or Friend?
No matter who you are, chances are good someone has asked you for a financial favor at some point. Maybe it was a small loan to cover the costs of moving, an advance on birthday or holiday gift money,...
View ArticleClik here to view.
No, You Don’t Have to Fly to Earn Airline Miles
Think you need to fly to earn airline miles? Think again. Consumer Reports notes that nearly 100 million consumers belonged to a frequent flyer program in early 2015, yet not all of them earned miles...
View ArticleThese Credit Cards Let You See Your FICO Credit Score Free
Over the last decade, it’s gotten immeasurably easier to access your credit report and credit score. Not only can you get a free copy of your credit report each year from the three major credit bureaus...
View ArticleFor-Profit Colleges Aren’t Worth the Price
As someone who keeps a close eye on trends within higher education and writes about them often, I was saddened but not surprised to hear that Dade Medical College of Florida had closed its doors. The...
View Article