Social Security Disability Benefits Guide
Social Security disability benefits serve as a stopgap to provide for your family when an injury, illness, or disability prevents you from working and earning an income. Applying for these benefits is...
View ArticleHow to Get Out of Debt Without Credit Counseling
The presents have been opened and stashed away. Holiday visitors have come and gone, leaving behind memories, new traditions, and plenty to look forward to in the new year. New Year’s Day has been...
View ArticleWhy I’ll Never Feel Bad About My Vacation Spending
A few weeks ago, I spent seven nights in Cancun with my little family of four. It was a fairly inexpensive trip, largely paid for by airline miles and hotel points. However, we did manage to spend over...
View ArticleHow Much Does it Cost to Have a Baby?
The decision to have a baby is a big one, and one of the least understood aspects of child-rearing is “how much will it cost?” While some of the underlying costs of raising a child remain constant, a...
View Article10 Worst States for Student Loan Debt
Time and again, statistics show that a college degree is a good investment. College graduates make more money cumulatively, studies show, helping them achieve greater wealth over the course of their...
View ArticleEight Landlord Horror Stories That Will Dash Your Dream of Owning Rental...
Investing in rental property is one way to grow your net worth while building equity in a tangible investment – a home or structure you can touch, feel, and even live in if you needed to. And if you do...
View ArticleHotel Rewards Cards for People Who Hate Hotels
Hotel credit cards let you earn points for free hotel stays, room upgrades, and more. With the right card, you could even book a week-long vacation without paying a single cent out of your own pocket,...
View ArticleSeven Cheap Romantic Getaways
With the thick of winter upon us and Valentine’s Day around the corner — smack in the middle of Presidents Day weekend, no less — you might be dreaming of an impromptu getaway with the one you love....
View ArticleSix Awkward Money Moments and How to Prevent Them
If you’ve endured adulthood long enough, chances are you’ve experienced at least one awkward money moment. My life is no exception, as I’ve been left with burning cheeks of embarrassment and weird...
View ArticleWhy No One Should Get an 84-Month Car Loan (Ever)
Experian’s quarterly “State of the Automotive Finance Market” report gets worse each time I read it, and the third-quarter summary for 2015 (the most recent available) was no exception. The credit...
View Article10 Ways to Trick Yourself Into Saving Money
As adults, we shouldn’t have to trick ourselves into doing the right thing. Yet, most of us still do it all the time. Raise your hand if you have ever hidden food from yourself, set your alarm clock a...
View ArticleSix Times You Definitely Want a Rewards Credit Card
There’s a reason people chase credit card points and miles: A solid rewards credit card can help you earn free stuff with almost no effort on your part, and nearly anyone with good credit can qualify....
View ArticleFive Monthly Bills You Could Live Without
When people finally decide they want to get ahead financially, most choose one of two strategies: They either look for ways to earn more money, or they hack their expenses and save the rest. Both...
View ArticleWhat Happens When You Cancel a Credit Card?
There are myriad reasons you might consider closing an old credit card. Perhaps you’ve spent too much on credit in the past and want to prevent going down that rabbit hole again. Or maybe you’re ready...
View ArticleFive Things You Could Afford If You Didn’t Buy a New Car
America’s love affair with cars has reached critical mass. According to Experian’s quarterly “State of the Automotive Finance Market,” the average car payment for a new vehicle is an astounding $482...
View ArticleCheap Vacation Showdown: All-Inclusive Resorts vs. Cruises
With spring break just weeks away, many of us are daydreaming about our upcoming travel plans. And that’s especially true for those of us who endure cold and long winters. As the sleet and snow comes...
View ArticleOutdated Financial Advice
By now, you may have heard about the famed “Good Wife’s Guide” – a list of 10 steps that 1950’s women could embrace to become the ideal spouse for the men in their lives. The list supposedly comes from...
View ArticleWhy You Should Stop Spending Money to Impress People
When you’re a teenager with little life experience, it’s easy to build your entire life around what other people think. It can feel normal to let your friend’s ideas of what’s cool dictate the clothes...
View ArticleHow to Dispute Credit Report Errors
If you’ve ever had to borrow money to buy a home, take out a car loan, or start a new business, you probably know just how important your credit score is. With a top-notch credit score, it’s far easier...
View ArticleFive Credit Cards You Can (and Should) Keep Forever
If you’re trying to build a strong credit history that will last a lifetime, a credit card can be a valuable tool. Used regularly and wisely, credit cards can help you establish your credit profile,...
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