Eight Worst Halloween Treats (and Three Favorites)
With Halloween fast approaching, you might be pondering what type of candy or other goodies to stock up on and hand out this year. While it’s well within your rights to hand out anything you please,...
View ArticleFour Reasons to Add Your Teen as an Authorized Credit Card User
While naming your teen as an authorized user on your credit card may sound scary, there are some distinct advantages to this arrangement. But first things first — what exactly are you authorizing,...
View ArticleShould You Continue Investing in a Bear Market?
Photo: Tambako the Jaguar She’s up. She’s down. And according to many industry experts, she’s spiraling into a bear market, or what many would call an ongoing decline in stock prices of 20% or more....
View ArticleWhen Enough Is Enough: How Much Is Too Much Debt?
Debt can creep up on you, and we often miss the warning signs – until it’s truly overwhelming. Photo: Laurence Simon Most Americans carry some amount of debt — often a lot of it — and many of us might...
View Article11 Ways to Get Out of Debt Faster
Picking up a seasonal part-time job is one way to put a bigger dent in your debts. Photo: Home Depot As of early 2015, the average American household owed $7,281 on their credit cards. And when you...
View ArticleHow to Save Money on Black Friday 2015 — in 10 GIFs
There’s a better way to save money on Black Friday, and it doesn’t involve standing in line at daybreak. Photo: djLicious As Black Friday approaches, you’re probably wondering how to maximize your...
View ArticleWhy Freelancing Can Be Safer Than a 9-to-5 Job
By all accounts, the way we work is changing. A recent study of workplace trends by work-for-hire site Elance showed that, over the last two decades, Americans have increasingly transitioned away from...
View ArticleREI to Customers: We’ll Be Closed on Black Friday, Go Outside
Outdoor retailer REI is closing its doors on the biggest shopping day of the year and encouraging its customers and employees to go outside instead. Sure, it’s a marketing gimmick — but so is a $99...
View ArticleWhat Is a Limited Liability Company, or LLC?
When my husband and I created our first WordPress blog, we did it as a hobby. But once we started earning a real income from our website, we began to think of it as a profitable business endeavor. As...
View ArticleWant to Stay Healthy This Winter? Get More Sleep
Nobody wants to get sick, so do yourself a favor and get a good night’s sleep. Doctor’s orders. Photo: Anna Gutermuth If you want to steer clear of the common cold this winter, a full night’s sleep...
View ArticleDoes Carrying a Balance Help Your Credit?
You needn’t bear the burden of a credit-card balance to build credit. Photo: Josh James If you’ve ever tried to buy a home, take out a car loan, or borrow money to start a business, you already know...
View ArticleKids’ Activities: The End of Frugality?
It’s easy to say no when your child asks for a toy they don’t need. But what about piano lessons? Photo: Ed Garcia If you ask my kids what they want above all else, you’ll hear all about their newest...
View ArticleHow to Make Money
The No. 1 rule of personal finance is to spend less than you earn. So if you want to get ahead financially, it’s important to save money where you can. But if you really want to improve your finances,...
View ArticleIs Uber Financing a Bad Idea?
Uber offers financing to its drivers, but don’t assume it’s a good deal. Make sure you know what’s in the bag before you buy into it. Photo: Uber via Facebook With its innovative technology,...
View ArticleTop 10 States for College Affordability
North Carolina is one of two states whose constitution requires that college tuition be affordable. Photo: UNC Chapel Hill Year after year, we hear how the cost of college is ballooning out of control....
View ArticleHow to Start a Blog: A Tutorial
If you’re passionate about writing and comfortable with technology, starting a blog is one way to share your personal experiences and insights with the world. And if you do it right, you might be able...
View ArticleHow to Escape a Job You Hate
Feeling disengaged and uninspired at work? If so, you’re not alone. A recent Gallup Poll revealed that only 31.5% of American employees felt engaged at work in 2014, while 51% reported feeling “not...
View ArticleHere’s What Living Cheaply in Another Country Looks Like
American retirees looking for a low cost of living and a comfortable climate are increasingly packing up for cheap, warm countries abroad. Around 615,000 Americans reportedly received their Social...
View ArticleEight Alternative Ways to Redeem Credit Card Rewards
Depending on the type of rewards credit card you sign up for, you can earn all kinds of free stuff just for being a cardholder. If you get one of the best travel credit cards, for example, you can...
View ArticleNine Keys to Budgeting on a Fluctuating Income
Freelancers, the self-employed, and salespeople have one thing in common: They struggle to budget given their fluctuating, and sometimes unpredictable, incomes. Imagine planning your monthly spending...
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