Does It Ever Make Sense to Get a 401(k) Loan?
No matter how much you loathe borrowing money, there are times when it’s hard to avoid loans and long-term debt. Not everyone can or wants to save up the entire purchase price of a home to live in, for...
View ArticleCan You Score Better Travel Deals Using a VPN?
There’s an endless number of affordable vacation options you can piece together if you’re flexible and want to save some cash. You can sign up for travel credit cards to earn airline miles and hotel...
View ArticleI Spent My Emergency Fund: Now What?
In the span of just a few weeks this last month, my husband and I faced over $6,000 in surprise expenses. First, our car broke down and needed a new battery, brakes, and rotors, for a grand total of...
View ArticleSeven Renovations That Could Backfire and Hurt Your Home’s Value
If you live in an area where homes are selling like hot cakes, you may be feeling exceptionally confident in the value of your property. And as a result, you may be considering a home upgrade you’ve...
View ArticleSix Signs Your Balance Transfer Could End in Disaster
The average credit card balance was $6,354 at the end of 2017, and American consumers now hold more than $1 trillion in collective revolving debt, most of which is on plastic. These numbers probably...
View ArticleDiscover it ® Business Credit Card Review
The top business credit cards make it easy for business owners to earn rewards on their spending and gain consumer protections for everything they buy. Some cards offer lucrative rewards schemes that...
View ArticleDo You Need a Slush Fund? Four Reasons to Set Aside Some Fun Money
Earlier this month, I splurged on a luxury I have mulled over for years. I took a Nancy Noel angel print, signed and dated, and paid to have it framed professionally. I bought this print directly from...
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Dosh App Review: Use Your Smartphone to Double Dip With Cash-Back Rewards
Millions of people use rewards credit cards for regular spending and recurring bills with the goal of racking up cash-back or travel rewards. The Dosh app, which can be downloaded to your smartphone...
View ArticleRookie Real Estate Investing Mistakes to Avoid
Real estate shows like Flip or Flop, Million Dollar Listing, and Flip This House can make it seem like there’s no way to lose the game. You invest a certain amount of cash in a property, update and...
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LightStream Personal Loans Review
If you need to borrow money for an automobile, home remodeling project, medical bills, or debt consolidation, consider checking out out LightStream. This online lender operates as the virtual division...
View ArticleWells Fargo Propel American Express Card Review: The Perfect Rewards Card for...
In the summer of 2018, Wells Fargo released a refreshed cash-back and travel credit card aimed at consumers who seek flexible rewards. The Wells Fargo Propel American Express® Card comes with a giant...
View ArticleOnline Shopping Is Too Convenient — So I’m Making It Harder on Myself
While I normally live a very frugal lifestyle, I have a sad confession to make: During the month of September, I spent over $250 on Amazon.com. I did pick up a new bed for my dog (necessary), so that’s...
View ArticleChase Travel Portal Moves to Expedia: Now What?
Chase Ultimate Rewards has long been considered one of the most valuable rewards currencies available, and for good reason. Not only can you transfer Chase points to popular airline and hotel partners...
View ArticleDo You Need Pet Insurance? Here’s How to Decide
Most people who love their pets go the extra mile to make sure they receive the highest quality of care possible. This includes taking the time to get them to the veterinarian’s office for wellness...
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Six Huge Lessons We Learned from a Major Home Remodeling Project
In early spring of this year, my husband and I did something drastic: We hired two separate contractors to add a family room addition and new patio to the back of our home. Our initial idea was to add...
View ArticleAmerican Express® Gold Card Review: The Perfect Card for Foodies?
In late 2018, American Express released a refreshed version of the . While the card issuer bumped the annual fee up to $250 for this new offering, they introduced an intriguing combination of perks and...
View ArticleIs It Good to Have Multiple Credit Cards, or Will It Hurt My Credit Score?
Your credit score is an essential component of your overall financial health, so it’s important to make sure you don’t do anything that could damage it. If you always make your debt payments on time...
View ArticleCapital One® Savor® Cash Rewards Credit Card Review
Over the last few years, card issuers have invented an array of creative rewards schemes meant to entice people to sign up for their cards. These experiments have led to some massive flops (Barclays...
View Article11 Ways to Get Out of Debt Faster
We’re a nation in debt. As of late 2017, the average American carried $6,354 in credit card debt and more than $24,700 in non-mortgage debt such as car loans, according to Experian. The average student...
View ArticleSaving for College? These Rewards Credit Cards Can Help
Whether you’re already a parent or thinking of having children, the rising cost of a college education is cause for concern. Even a public, four-year university now costs $10,230 per year on average,...
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