Will I Still Earn Rewards Points If I Pay Off My Card Early?
No need to wait: You can pay off your credit card as soon as you buy something, and you’ll still earn rewards for the purchase. Photo: Morgan Chances are, you’ve heard and believed at least one “credit...
View Article12 Items That Pay for Themselves Tenfold or More
Ditching paper towels for cloth napkins and dish towels can save hundreds of dollars over a few years. Photo: Liz West When you’re trying to live a frugal lifestyle and save money, it can seem...
View ArticleFive Things I Was Willing to Give Up to Save Money
When you cut monthly expenses like a gym membership or cable TV, you might realize that you didn’t really need them in the first place. Photo: E’Lisa Campbell Several years ago, my husband and I...
View ArticleRotating Rewards: Smart Summer Buys in Discover and Chase Freedom Categories
July is a great time to pick up tools on sale — and Discover it® card users can get an extra 5% cash back to boot. Photo: Black & Decker via Facebook When it comes to maximizing credit card...
View ArticleFive Ways to Bounce Back from a Busted Budget
Getting your budget back on track can seem insurmountable. Photo: Archives New Zealand It happens to the best of us. Everything is going great, then all of a sudden, something knocks your budget...
View ArticleEight Hidden Benefits of Credit Cards
Valuable perks like price protection or extended warranties may be hiding in your wallet. Photo: Jeff Rose In 2013, Lance Cothern and his fiancé, Victoria, purchased a $250 wedding dress from a...
View ArticleBeyond eBay: Six Better Ways to Buy, Sell, and Trade Stuff Online
Photo: Yerdle via Facebook Are you tired of the mountains of clutter around your home? Are you overwhelmed by your own “stuff?” Do you have so many belongings that you have to rent a storage unit to...
View ArticleWill Getting Multiple Credit Cards Hurt My Credit Score?
Photo: Frankie Leon As a credit card rewards enthusiast and credit expert, I am constantly asked the same set of questions. Not only do people want to know if credit card rewards are “real,” but they...
View ArticleHow to Make Money Dog Sitting With Rover
If you enjoy taking care of animals, you could easily earn an extra few hundred dollars each month dog sitting through Rover.com. Photo: Rover.com via Facebook Just because someone owns a dog doesn’t...
View Article10 Hot Jobs That Simply Cannot Be Shipped Overseas
Over the last decade, two huge issues — rising student loan debt and the lack of entry-level jobs – have been on a collision course. Everywhere we look, we see stories about the growing number of...
View ArticleWhat Can I Do If My Credit Card Application is Denied?
If you’ve ever applied for a credit card and been denied, you’re probably wondering whether you did something wrong. Let’s face it – rejection hurts, even if it wasn’t a personal decision. Still, it...
View ArticleEight Frugal Ways to Unwind
In the crazy, fast-paced world we live in, it’s important to find ways to relax and unwind. Unfortunately, some of the most enjoyable ways to reach peak relaxation aren’t all that cheap. For example,...
View Article10 Things You Should Never Buy Used
It’s tempting to accept a secondhand crib from relatives or friends, but beware: Many of them have been recalled or discontinued because of major safety issues, even as recently as 2011. Photo: Cody...
View ArticlePaper or Plastic? Two Ways to Save Money on Groceries
Photo: Alan Light The average American family of four with two kids under 11 spends somewhere between $647.80 and $1,290.60 per month on food, according to the U.S. Department of Agriculture. That’s...
View ArticleSummer Reading List: 23 Books to Read About Money
Photo: Josue Goge Now that we’re well into the lazy, hazy days of summer, many of us are anxious to work through our summer reading lists. I know I am. A few weeks ago, I spent a good part of a 10-hour...
View ArticleHow Do Credit Cards Work?
Photo: Frankie Leon Credit cards are complex financial tools that get a lot of praise – and a lot of flak. When used properly, they can work as a powerful complement to your financial plan. Likewise,...
View ArticleWhy Self-Employment and Early Retirement Go Hand in Hand
Being your own boss comes with certain risks, but also plenty of freedoms — including the ability to sock away more tax-deferred money for retirement. Photo: Nosha In 2012, I left a steady and...
View ArticleUSDA Loans: Not Just for Farmers
You don’t need to live miles from your nearest neighbor to qualify for a USDA home loan. Most of the country is eligible, including small Northeastern college towns like New Paltz, N.Y. (pictured)....
View ArticleFive Ways to Improve Your Credit Score Without a Credit Card
If you have a good relationship with your local bank or credit union, taking out a small personal loan — and paying it back religiously — can help you build your credit score without relying on a...
View ArticleEarn and Learn: 10 Great Jobs That Start With an Apprenticeship
As the cost of a four-year degree continues to surge higher, a more traditional form of education seems to be catching on: the apprenticeship. A wide range of government data reveals that low-cost or...
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