How to Apply for a Credit Card (and Actually Get Approved)
We all know that credit cards offer one of the easiest ways to build a solid credit history that will last a lifetime. Still, getting approved for a credit card isn’t always as easy as it sounds. If...
View ArticleWhat Is a Balance Transfer (and Should I Consider It)?
If you’re struggling with high-interest debt, a balance transfer credit card could be the solution to your problem. By moving balances from your high-interest credit cards to a balance transfer credit...
View ArticleFive Home Flaws Worth Overlooking for a Better Deal
By almost any standard, it’s a competitive housing market out there. National real estate brokerage Redfin said June marked the fastest and most competitive housing market since the recession. In hot...
View ArticleEight Numbers That Show How American Families Struggle with Money
When it comes to managing our money, Americans have plenty of room for improvement. Sure, we’re the richest country in the world… but most of us still struggle financially to some extent. Either we’re...
View ArticleThe Disney Hangover: Are Brand-Name Vacations Worth the Price?
If you ask nearly any American kid about their trip of a lifetime, almost all will mention Walt Disney World or Disney Land. Obviously, my kids are no different. They’re both girls and ages 5 and 7,...
View ArticleHere’s What Happens When You Don’t Have a Budget
Nobody likes talking about the dreaded “B word.” Just mention the word budgeting in a crowd, and you’ll see perfectly reasonable adults turn into petulant children. After giving you an angry stare,...
View ArticleHow Small Businesses Can Save On Credit Card Processing Fees
When it comes to accepting credit cards as payment, small businesses are “damned if they do, and damned if they don’t” – as in, they stand to lose income no matter which decision they make. Since...
View Article‘I Almost Married a Money Nightmare’
Have you ever felt grateful a relationship didn’t work out? Have you ever looked around at what you have now and thought, “Dang, I really dodged a bullet with that one!” If so, you’ve probably been...
View ArticleThe Emergency Food Fund: Why Every Family Should Keep Three Cheap Meals On Hand
If you’re like most people, finding an excuse to skip making dinner is a piece of cake. Perhaps you’re running late from work, or your kid is running late from practice. Or maybe your kid’s baseball...
View ArticleSix Facts You Should Know About 0% APR Credit Cards
If you’re considering a zero-interest balance transfer credit card as a means to get out of debt — which can be a vert smart idea — it’s still wise to read the fine print. While it’s true these offers...
View ArticleThink You Don’t Have Time to Focus on Your Money? Think Again
For the most part, most of us know how we should be living our lives. We should exercise five times a week, right? And if you listen to the doctor and the USDA, we should build a diet based on the food...
View ArticleFour Reasons Not to Bring a Car to College
The on-campus college experience is a time when freedom and simplicity reign. As long as you stay on top of your studies, no one will bug you if you keep peculiar hours or live to the fullest. And as...
View ArticleHow Much Does it Cost to Sell a House?
How much does it cost to sell a house? The truth is, how much you’ll pay to sell your home depends on a number of factors. For example, using a realtor to market and manage your home sale can be rather...
View ArticleAvoiding Fashion Trends Might Be the Hottest Look of 2016
Earlier this year, I spent $400 on dresses from a womenswear company called Soma. The magnitude of this purchase hit my husband hard. “You spent how much? And on what?” He could hardly believe it when...
View ArticleFive Things I Wish People Understood About Frugality
These days, nearly everyone you know has embraced some aspect of modern, American consumerism. It’s not uncommon for families to have 200+ channels in their cable television package, for kids to have...
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Book Review: ‘Your Playbook for Tough Times’
Despite the best intentions of those of us who write about money, most financial advice on the web is downright unusable for readers in financial distress. What good is an article about building an...
View ArticleWhy Don’t More Retailers Accept American Express? Merchant Fees.
If you carry an American Express credit card, you probably already know the drill. Once you’re done shopping and ready to make a purchase, you approach the checkout counter at some random store. But...
View ArticleCan You Pay Off One Credit Card with Another?
If you’re unable to make the minimum payment on your credit card, using another credit card to pay your bill might sound ideal. By paying off one credit card with another one, you can avoid paying...
View ArticleHow to Get the Lowest Mortgage Rates Possible
When it comes to financing your home, a basic understanding of certain financial principles will help you get the lowest mortgage rates. For example, you should know that your credit score might...
View ArticleNine Employers That Will Help You Pay Off Your Student Loans
When searching for a new employer, most people look at the full package of benefits they’ll get in return. How much will your new salary or hourly rate be, and will you have paid vacation, health...
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